Wednesday, 19 April 2017

The Process Of Getting Dual Citizenship For Your Child

In my previous post, I was sharing about things to consider for a Singapore/Thai couple choosing to deliver their child in Thailand instead of Singapore. Today I would like to share about the child registration process in Thailand, how to bring your child back to Singapore and then how to finally register as a Singapore citizen to officially have a dual citizenship till 21 years old.

Right after the child is born, you will have to get a Birth Document from the hospital certifying that the child is born at the hospital, who the parents are and details regarding the new born. You will have to fill up a form with the parent's detail and give it to the hospital before they can process this birth document. Form is in Thai but you can still write in English.

If I don't remember wrongly, you will also have to give them a copy of you and your wife's IC and marriage certificate. For me, I had my passport and marriage cert translated to Thai and got them certified at the Immigration Department so it is easy for the hospital to verify my documents.

It should take about 1 - 2 days to get the Birth Document from the hospital. If you are rushing for time, talk to the nurses nicely and they usually can help to give it to you the next day.

With the Birth Document and the House Booklet (a little blue book which documents all the residents of a particular house, think it is call Samut Baan), you will have to go to the district office (Am-per) to register the birth and get the Birth Certificate. If you do not have the House Booklet at that point of time, you can still get the Birth Certificate but will have to resister the child to a house within a month of the child's birth. You will have to check with your wife which is the correct district office to go based on the place of resident.

It should take about an hour or less, including waiting time, to get the Birth Certificate. With this, You child is officially a Thai Citizen and you are also 1 step closer in bringing your child to Singapore and getting his Singapore Citizenship.

I would recommend anyone doing this to get all necessary documents ready so as not to waste time running in and out of the hospital to get copies of the necessary documents.

In the next post, I will continue to share the next part of this process of how to get the Thailand Birth Certificate translated to English for registration of Singapore Citizenship.

Brazil Property a Guide for the Overseas Property Buyer

There exists an enormous opportunity for sophisticated investors and lenders in leveraging Brazilian properties. Property prices are low and the Brazil currency the REAL is getting stronger. This means the overseas property investor can win twice once on rising property values twice on the strengthening currency.

So how do foreigners buy property in Brazil?

RULES OF THE GAME.

You need a Brazilian ID called a CPF. To get a CPF you need a birth certificate translated into Portuguese by a certified translator and legalized by the Brazilian consulate in your home country.

.You make a trip to Banco Do Brasil with your passport and your birth certificate to formally apply for a CPF and pay a small fee.

The next day you go to the Receita Federal to receive your assigned CPF number. Your CPF card is mailed to an address in Brazil within two months. (That's right, you need a Brazilian address.)

It's best to use a trustworthy broker. Not only will the a good broker help you find a property, but he or she will make sure the price is fair, as well as make certain that the property is owned by the seller, and that there are no debts on it.

The contract is prepared by the selling broker and contains: All information of the seller and All information of the buyer. Location and specifications of the real estate - The conditions of payment(s)

The contract is signed at the office of the broker. You pay a down payment (usually about 10,000 Reais, or $3,500 usd, or $ 3,000 Euros).

When payment has been made, your broker will arrange the registration of the property into your name via a Cartorio (similar to a notary). The cost for the property transfer is approximately 4%-5% of the purchase price.

Payment can be made all at once or in installments of 12, 24, 36 or 48 months, but interest rates can be as high as 35%. If you opt to pay in installments, there is also a currency risk. In other words, if the value of the Brazilian Real goes down, your real estate becomes cheaper, and vice versa.

There is a 1% "import" tax on transfer of funds from abroad.

After registration, you are the legal owner.

There is an annual property tax of approximately 0.6% per year of the assessed value. You will need to hire a caretaker to live on the property when you are not there.

Visas: Foreigners are allowed 3 month visas, or 180 days total per year in Brazil.

If you want to apply for a permanent visa, one of the following conditions must be met: - You are married to a Brazilian. - You have a child with a Brazilian. - You invest minimum 50.000 US dollar or 40.000 Euros in Brazil.- You have reached the age of retirement (50 years) with a pension of at least 2,000 euro or US dollar per month.

Some investors in North Eastern Brazil in the region of Ceara have seen enormous profits in a short time. Beach properties and land in Fortaleza and Cumbuco have sold fast. Now is the time to buy property in Brazil.

Buying Property in Brazil - Useful Tips For the Overseas Property Buyer

Property prices are relatively low in Brazil, but they are increasing rapidly, particularly in the big cities and main tourist areas. In some areas, property prices increased by more than 50% in 2005.

A wide range of properties are available for sale throughout Brazil, including modern apartments and family houses in the cities and coastal towns, and more traditional fazendas in the rural areas. New properties can be purchased at the planning or construction stage.

It was recently reported that new apartments in the most exclusive area of the popular expatriate destination of Beira Mar are selling for US$300,000 to US$1,000,000, while in cheaper parts of the city they are available for as little as US$60,000. In Capongo Beach, a smaller town with a mainly Portuguese expatriate community, condominiums are available for around US$25,000.

There are no restrictions on the ownership of land or property in Brazil by foreign nationals. However, in order to purchase property, you need a Brazilian identity card called a CPF. To obtain this, you will first need to have your birth certificate translated into Portuguese and notarized by the Brazilian consulate in your home country. You can then apply for the CPF to Banco de Brasil submitting your notarized birth certificate and your passport. You will also need a Brazilian mailing address, to which your CPF card will be sent.

It is advisable to use a broker or agent when buying property in Brazil, but ensure that you find one who is recommended to you, and check their qualifications, since there are many bogus property brokers in Brazil. The broker will help you to find a suitable property, carry out legal checks, negotiate a price and prepare the contracts. Since prices are often heavily inflated for foreign nationals, the services of a good broker can save you a lot of money. You will also benefit from using a lawyer in the preparation of the contract and to make thorough legal checks.

When you have agreed on a price for a property, you will be asked for a down payment of around 10,000 Reals, following which the property will be registered in your name, using the services of a cartorio or notary. The property transfer charge is normally around 4%-5% of the purchase price. You will also be required to pay a 1% import tax on the transfer of funds from abroad, and following registration of the property in your name you will have to pay an annual property tax of around 0.6% of the value of the property.

The balance of payment can often be made either in a single installment or in installments spread over 1 to 4 years.

Mortgages may be available to foreign buyers from Brazilian banks, but interest rates are extremely high.

Dangers of Mobile Phone to Students of Secondary School

Secondary school is a term used to describe an educational institution where the final stage of schooling, known as secondary education and usually compulsory up to a specified age, takes place. It follows elementary or primary education, and may be followed by university (tertiary) education.

There are many different types of secondary school, and the terminology used varies around the world. Children usually transfer to secondary school between the ages of 10 and 16 years, and finish between the ages of 15 and 19 years, though there is considerable variation from country to country.

Depending on the system, schools for this period or a part of it may be called secondary schools, high schools, gymnasia, lyceums, middle schools, colleges, vocational schools and preparatory schools, and the exact meaning of any of these varies between the systems.

The secondary school students are those students of post-primary studies or as described above. It is at this stage of academics that students lay the foundation of their future. No matter what the student wants to be in life, the way is paved at this stage that is why most errors which are not corrected in secondary school lives with most students till the rest of their lives. Building people with global passion are deeply rooted in this stage of education.

A mobile phone (also called mobile, cellular telephone, or cell phone) is an electronic device used for two-way radio telecommunication over a cellular network of base stations known as cell sites. Mobile phones differ from cordless telephones, which only offer telephone service within limited range through a single base station attached to a fixed land line, for example within a home or an office.

A mobile phone allows its user to make and receive telephone calls to and from the public telephone network which includes other mobiles and fixed-line phones across the world. It does this by connecting to a cellular network owned by a mobile network operator. A key feature of the cellular network is that it enables seamless telephone calls even when the user is moving around wide areas via a process known as handoff or handover.

In addition to being a telephone, modern mobile phones also support many additional services, and accessories, such as SMS (or text) messages, e-mail, Internet access, gaming, Bluetooth and infrared short range wireless communication, camera, MMS messaging, MP3 player, radio and GPS. Low-end mobile phones are often referred to as feature phones, whereas high-end mobile phones that offer more advanced computing ability are referred to as smart phones.

The first hand held mobile phone was demonstrated by Dr. Martin Cooper of Motorola in 1973, using a handset weighing 2 kg (4.4 lb). Motorola released the first commercially available mobile phone, the DynaTAC 8000x in 1983. In the year 1990, 12.4 million people worldwide had cellular subscriptions. By the end of 2009, less than 20 years later, the number of mobile cellular subscriptions worldwide reached approximately 4.6 billion, 370 times the 1990 number, penetrating the developing economies and reaching the bottom of the economic pyramid.

Mobile phone has been an effective means of communication which has solved a lot of problems and poses a lot. It is mobile as the name, you can walk around with it play with it, sleep with it, travel with it and can equally go into the rest room with it. I see it as an important means of communication which has helped in many ways including times of danger, but is this seen among the students of secondary schools these days? The answer is NO! The mobile phone instead of doing well to this young generation or the called "future leader" it has caused a lot of harm to these upcoming geniuses. The questions now is, is it advisable for secondary school students to own a mobile phone? I mean students owning a mobile phone and not making use of mobile phone. Several reasons have been listed below why students of secondary should not own a mobile phone.

SIDE EFFECTS OF OWNING A PHONE BY STUDENTS:

HEALTH HAZARDS:

Over the past decade the world has seen rapid growth in cell phone users. Everyone from older adults to kids in high school seem to carry one glued to their ears, without understanding the possible health risks associated with the use of cellular telephones.

To begin with, a recent scientific journal published in 2007 titled Long term use of cellular phones and brain tumors, concluded after assessing results from many different studies that use of cell phones for more then 10 years does show increased risk for acoustic neuroma and glioma. Adding that the risk is highest for ipsilateral exposure, meaning tumor on the same side of the brain where phone mostly held.

Research scientists behind this journal assert that most studies to date on cell phone use and brain tumors have been mostly conducted with an insufficiently long latency period. This journal report gives excellent reviews of other studies and evidence of data entry errors, systematic bias and mathematical errors within those studies.

The effect mobile phone radiation has on human health is the subject of recent interest and study, as a result of the enormous increase in mobile phone usage throughout the world (as of June 2009, there were more than 4.3 billion users worldwide. Mobile phones use electromagnetic radiation in the microwave range, which some believe may be harmful to human health. A large body of research exists, both epidemiological and experimental, in non-human animals and in humans, of which the majority shows no definite causative relationship between exposure to mobile phones and harmful biological effects in humans. This is often paraphrased simply as the balance of evidence showing no harm to humans from mobile phones, although a significant number of individual studies do suggest such a relationship, or are inconclusive. Other digital wireless systems, such as data communication networks, produce similar radiation.

The World Health Organization, based upon the majority view of scientific and medical communities, has stated that cancer is unlikely to be caused by cellular phones or their base stations and that reviews have found no convincing evidence for other health effects. The WHO expects to make recommendations about mobile phones in 2010. Some national radiation advisory authorities have recommended measures to minimize exposure to their citizens as a precautionary approach.

At least some recent studies, however, have found an association between cell phone use and certain kinds of brain and salivary gland tumors. Lennart Hardell and other authors of a 2009 meta-analysis of 11 studies from peer-reviewed journals concluded that cell phone usage for at least ten years "approximately doubles the risk of being diagnosed with a brain tumor on the same ("ipsilateral") side of the head as that preferred for cell phone use."

ACADEMIC DISTRACTIONS:

Some students have the habit of keeping their mobile phones on during classes and studies, even in the library. The do so for their classmates to know their latest ringing tones, thereby distracting other students, even the teacher in the class. Some even put it in vibration and are distracted by the vibration from calls during classes and school hours, diverting their concentration on who is calling at the moment.

This "mobile phone" with different memory capacity is used to download and store several music of different lyrics and tones. The songs are being listened every now and then with the use of earpiece in the school and at home forgetting their academic work which is supposed to be their priority. Some even play these songs in the class, distracting the serious and minded students, while the constant use of the earpiece makes it difficult for some of them to understand conversations with low tones, and shout while talking with the aim to be heard. The academic distraction is getting worse by the day because those that don't own a mobile phone are eager to get one. Once a student brings a book to study, and a call comes, that is the end of the study after the call, because their concentration will be on the call answered.

One of the several factors that that have distracted these upcoming leaders of our generation has a lot to do with mobile phones. Most students spend hours playing different games in the phone namely real football games, soccer games, snakezia, car race, puzzle games etc. They enjoy these games to an extent of neglecting their academic work, assignments, homework etc. They even discuss these games at school encouraging others how interesting the games were, storing games in the memory instead of their studies. Analysis of performing an art/creative work and playing mobile phone games in twenty-nine secondary schools revealed that 50% can play mobile phone games very well, 27% can do their art/creativity work well while 23% can neither do the art/creative work nor play games well. In order words, the academic works suffers it most.

COST:

The cost of purchasing a mobile phone is expensive to students of secondary schools that have little or no earning source. Most of them prefer buying phones with their school fees to paying it. When this mobile phone is bought, the student has to recharge it and make calls, send text messages, browse and download some files. All these things are money which can be used for their academic pursuit and/or other essential and important things. The cost of repairing and replacing damaged/lost ones are not left out, because, the fact remains that once a student has started using phones, it must be repaired or replaced when damaged or lost. Check the cost of recharging a mobile phone daily for one month, not to talk of a year. All these are unnecessary expenses for students that are being trained by someone.

NEGATIVE BEHAVIOR IN CHILDREN:

Once a child (student) started using a mobile phone, the numbers will be distributed to different kinds of people who will call and the student will receive. Most of these phones are multi-media in nature such that they download and watch all sorts of pornographic pictures and movies, which curiosity will allow them practice and know what it is all about.

Once a student started using mobile phone, it is an alert for opposite sex that he/she is ripe for sexual relationship. Naturally, there people who cannot speak to their mates face-to-face, using mobile phone becomes a good medium to express their feelings. Most of these students' calls and messages are all about "I love you, crazy about you, miss you and the likes of it" once a new "love" is found, it takes almost everything in the person, e.g. the thinking, sleepless nights, even financial spending. For some, the phone is the used for formalize arrangements and appointments. With their phones, they know and observe all the happenings in the town like parties, night clubs etc.

Telling lies has become a common thing to students with their mobile phones. Imagine a student in another place for days, told the parents that she went on excursion, which resulted to pregnancy after some months, forgetting that "all liars shall have their part in the lake of fire that burns with brimstone" according to biblical injunction. Some of them are too proud of themselves when they have expensive phones with them, not knowing that "pride goes before a fall" some practice stealing in collaboration with lie to buy/ replace their phones. Some other atrocities like kidnapping, stealing etc are being carried out by some students with their mobile phones.

Most students are unable to concentrate on their studies because of the free calls (night calls) from different networks. These calls start 12:30am and end 4:30-5:00am, and some students make these calls daily, how can they learn when they are dizzy or sleeping in the class? How can they be mentally balanced health wise when they don't sleep normally like students? Some of them risk themselves making these calls outside the room because of the distractions to others in the same room. The hours spent in making these calls, if utilized, can make the student emerge the best in academic activities.

EXAM MALPRACTICE:

Most of the students don't study again because of the points mentioned above; rather indulge in exam malpractice during internal and external examinations. Some make use of the calculator in the mobile phone, while others store some information in it. The worst of it is that others use it to send objective answers to those in the examination hall, which may not be correct at the end of the day. This can end the student's career if caught, as exam malpractice is a punishable offense.

In summary, mobile phones have been of help because information is power. When a student is not informed, he/she will be deformed, and when deformed, the student cannot perform. I encourage students of secondary schools to make calls at phone boot, use their parents, family or relative's communication device to communicate rather than owning one because the bad part of mobile phones to students are more than the good part. The earlier you look into this and analyze it, the better for you.

Splendid Mobile Phones For a New Generation

Latest mobile phones are best classified as those mobile phones which are truly made for people who love to use user-friendly and hassle-free handsets. These handsets not only come embedded with advanced technologies into it but these kinds of handsets are also quite reasonable in price.

Communication is the biggest thing in this fast-paced life style and for this, mobile phones have taken an important role for good and hassle-free communication. Mobile phones are important commodities for every one. Without this small gadget, life would become difficult as it helps us to communicate with people with whom we want to communicate. This tiny gadget, which is known by the name, mobile phone, has really do not have any other substitute as this electronic device is the only medium for communication and interaction throughout the world without having any kind of obligations.

Mobile phones influenced our life to a great extent and give us a new dimension to the communication needs. High-end technologies have brought various kinds of changes and innovations which have been undergoing the process of modification and up gradation. Earlier, people used to talk over the landline phones because this was the time when these phones were the sole means of telecommunication. But time has been changed since then the materialistic world wanted to assimilate the face of communication and thus mobile phones came into existence.

The one biggest advantage of a mobile phone is that it is wireless and for this it is called mobile, it can be carried out to anywhere, any place, any moment. Earlier, when people used to talk over landlines (which are installed in households or in some place), it was typically wired with a telephone cord and sometimes, it would become difficult to change its place as it has to be placed somewhere because it cannot be able to move wherever and whenever we wish. That's why, today's mobile phones give us a opportunity to communicate in hassle-free manner. For that, most of the people across the world are using mobile phones(also called as cell phones) as a major means of communication . Mobile phones made communication so easy especially latest mobile phones are made in such a manner which gives utmost satisfaction to the users.

The latest mobile phones have all sorts of functionalities and specifications which have not only increased the efficiency in communication but have also become a powerful tool having the capability to perform various kinds of tasks within a short span of time. These mobile phones have been going through some vast developmental phase and the ultra new phones have actuated a sense of freshness into it. The ultra new phones have been designed and endorsed by the high-end technology and these latest mobile phones technology and their popularity is a great sign of their achievement in the mobile market. This latest technology mobile handsets are the perfect entertainment tools as these ultra-finish phones are equipped with high-end specifications and characteristics for smart mobile usage and even amusement.

Mobile phone companies are producing mobile phones or handsets with different varieties and qualities, these companies never stop manufacturing with their latest models of mobile phones. There are number of brands flocked in the market like - Nokia, Samsung, Motorola, Sony Ericsson, BlackBerry, LG mobiles etc. These standard brands are just trying to produce and develop latest brands with latest high-end features.

The recently released mobile phones are completely loaded with a high functionality camera which will never down any one with its performance or tasks.

The latest mobile phone has everything into it. The ultimate stylish skilled camera has the capability to click flawless pictures which can be admire forever. Any one can get a camera mobile phone between the range of 1.3 mega pixels to 8 mega pixels. These types of phones have all kinds of latest features such as autofocus, flash, image stabiliser, photo editor, video streaming, video editing, video white balancing and CMOS Sensor etc. to name a few.

The latest mobile phones are having ultra new methods for messaging like-SMS(Short Message Service) for text messages, MMS(Multimedia Messages) for illustrated messages, instant messaging option, Email(POP, IMAP and SMTP), Email with attachments, text to speech message reader and distribution list. The above mentioned specifications are seen in the Nokia N series handsets.

This Nokia N series sets are just the class apart, these kinds of phones are master pieces from the house of Nokia group. All of its N series handsets are having the best connectivity functionalities, they have- 3G HSDPA option along with USB cable port, Infrared, Bluetooth, WLAN Wi-Fi, HSCSD, GPRS and EDGE.

All these latest technology mobile phones are not only having the classy effect but these latest technology handsets are reasonably priced so that every average man can afford the latest mobile handset for them, not only for style or having a gorgeous expensive handset but for its utilities and classy effect.